MEDICAL
Choose from two medical plan options, administered by UHC.
Skill Survey is thrilled to be able to offer enhanced UHC medical benefits to employees for the June 1, 2021 - May 31, 2022 plan year. The HDHP HRA plan will remain at NO COST to all Skill Survey employees. The Choice Direct Contributions are increasing substantially. Please reference the employee contributions page for additional information.
Please note, all members will receive a new ID card for the 2021-2022 plan year, even if you stay on the same plan.
NO COST OPTION 1:
HDHP HRA
The HDHP HRA plan is offered at NO COST to all Skill Survey employees. The HDHP HRA plan has an enhacement for the 2021-2022 plan year. Outpatient Surgery in a hospital setting is now covered at 100%, after the deductible has been satisfied. The HRA plan will remain with a $3,000 single / $6,000 family deductible where the first portion of those potential costs are funded by SkillSurvey. If you enroll in the HRA HDHP plan, employees will have access to $2,250 single and $4,500 family in HRA funds provided by SkillSurvey. The funds will be loaded onto member specific credit cards and can be used for qualified medical and prescription expenses that are applied to the deductible. When you take into consideration the employer funded HRA, the net employee deductible is $750 single; $1,500 family.
*There is NO out of network coverage with this plan. Employees must utilize UHC providers in order to obtain insurance payments.
OPTION 2:
CHOICE DIRECT
The Choice Direct plan is remaining the same for the 2021-2022 plan year, with the exception to prescription drug copayments. The copay for generic medications has decreased to $10 copay, while the copay for non-formulary medications has increased to $60 copay. Please note, this is the more expensive plan option and contributions are increasing for the 2021-2022 plan year.
*There is NO out of network coverage with this plan. Employees must utilize UHC providers in order to obtain insurance payments.
Not sure which plan to choose? No worries! Please click the below button for a detailed comparison of the two plans, as well as sample utilization scenarios to help navigate which plan may be best for you.
HOW TO USE YOUR HRA FOR MEDICAL
Present your UHC Card
Complete your visit with provider
Provider will submit claim for processing visit
UHC will adjust the claim and prepare the EOB (Explanation of Benefits)
You will receive an EOB and and invoice from your provider
Pay the patient responsibility from your HRAaccount
HOW TO USE YOUR HRA FOR RX
Present your UHC Card at pharmacy
Pharmacist will submit claim at point of service
Pay the Rx cost from your HRA account at the pharmacy
myUHC.com or myUHC App -
Your Personal Portal
UHC members can create an account on myUHC.com or download the MyUHC APP to take advantage of numerous resources and become more involved in the health plan. Plan Information is available at your fingertips and can be accessed at any time. Using your Account, you can:
• Receive Health Statements, Explanation of Benefits, Claim Letters, Regulatory Notices and View processed claims • Change your primary care physician (PCP) • Order an ID card • Print a temporary ID card • Download forms • Request materials • Email customer service
To login from the mobile-friendly user app - simply search for UnitedHealthcare in your app store and download!
HOW TO SET UP YOUR UHC ACCOUNT:
Step 1: Go to myuhc.com Step 2: Click on the “Register Now” button Step 3: Enter your name, date of birth and account numbers from your health plan ID card or register using your Social Security number Step 4: Create a user name and password Step 5: Enter your email address and phone numbers, and choose security questions
VIRTUAL VISITS
Access to healthcare is now even easier with UHC VIRTUAL VISITS
When your primary doctor isn't available, UHC's VIRTUAL VISITS are available 24/7/365 for treatment of acute conditions.
Get an appointment scheduled in minutes.
Have a prescription sent directly to your local pharmacy, if appropriate.
Virtual care costs less than ER or urgent care visits, and maybe even less than an in-office visit to your primary care provider!
UHC provides access to virtual care through national telehealth providers as part of your Medical/Rx plan. Whether you need care for a minor illness or injury, a board-certified doctor is available to help, 24/7/365 via video or phone, when and where it's convenient for you.
Conditions treated include:
- Allergies
- Bronchitis
- Cold/Flu
- Headaches/Migraines
- Eye/Ear Infections
- Rash/Skin Irritations
- Respiratory Infections
- Sinus Infections
- Stomachache/Diarrhea
- Urinary Tract Infections
- Many other conditions
Providers are solely responsible for any treatment provided to their patients. Video chat may not be available in all areas or with all providers. This service is separate from your health plan's network and may not be available in all areas. A Primary Care Provider referral is not required for this service. If you have a life threatening medical condition, call 911 or visit the nearest emergency room immediately.
